AFP Habitat is a publicly held corporation formed in 1981 when the new individual pension system was introduced in Chile, with the CChC acting as a founding shareholder. In 2013 AFP Habitat expanded geographically, through the auction of the first tender offer for the new comers into the Peruvian private pension system. ILC shares currently the ownership in AFP Habitat with Prudential Financial Inc., with 40.3% of stake each. This alliance emerge at the beginning of 2016 with the purpose of consolidating Habitat’s footprint in the Latin American pension industry.


We want to improve the quality of life of our customers, by providing them an excellent pension service.


We want people to be optimistic about their retirement, appreciating the importance of savings.


AFP Habitat manages products related to savings and retirement, which include:

  • Management of mandatory individual retirement savings
  • Management of individual and group voluntary retirement savings
  • Management of voluntary individual savings
  • Management and payment of pensions under scheduled or temporary withdrawal programs

What Defines AFP Habitat?

Leadership in returns on assets under management, wide coverage and scale, brand value and efforts to promote social security literacy programs.

Board of Directors

Juan Benavides F.

Vice Chairman:
Federico Spagnoli J.

José Miguel García E.
Diego F. Paredes
Luis Rodríguez V.
Sergio Urzúa S.
Mauricio Zanatta
Fernando Zavala C.

Chief Executive Officer